Rope or head in oven??
thirdhour wrote:Hey, back to the point of this thread....Student Loans? I don't think you have to have good credit or anything...
Nah...its not a student loan that I'm in need of. It's just a basic personal loan. Hell, I already tried to get a personal loan through the bank that Wegmans operates from, and I got denied!

It's all because of a bullshit delinquency that I'm seriously considering contesting. My bank (back home - town of 800 people, everybody knows everybody) decided that it was "ok" to give my account overdraft protection even though I didn't fucking ask for it.
Without me even realizing it (I always assumed once I hit ZERO the damn ATM would cut me off) but that wasn't the case.
I was allowed to overdraft over 400.00, and that option which I never even asked for was put on my account.
I already had a bitch-fest with the guy who ran the bank....I was really good friends with his son. He was like "well, we know your parents very well so we figured it would be ok".
???????? Is that right?
Cass wrote:Damn, that sucks. I live in a town like that too, and the internet banking thing didn't work so I my check bounced. I called them and told them and they said oh I'm sorry, we'll take the bounce fee off! Gotta love it.
that's what I live off off, student loans...
I live off student loans quite a bit too......I wouldn't be able to afford everything that I have while I"m in school if it wasn't for student loans. Its just that I'm tapped out until around February, so that really isn't helping me out much right now.
I'm just taking it one day at a time, and trying not to think about it. When I do, I get depressed and want to crawl into bed and bury myself under the blankets.