ClumsyMonkey.net

yep it's probably cause i don't look 18.

At a big outlet centre place near Seattle they kept asking me for ID whenever I used my credit card - and it wasn't just me, it was everyone as far as I could tell.

But why would you have to be 18 to use a debit card? And you have to sign for debit?

My debit card doesn't have my name or sig on it.

thirdhour wrote:My debit card doesn't have my name or sig on it.

What bank do you use?

Bank 'o Montreal

HA SAME!

I just looked at it, and turns out it does have my sig.

However, you don't have to sign to use a debit card. This helps how?

Well, we use the debit card as a form of ID, if you're getting money out in the bank, etc. So when you sign for your cash, we check the back of the card.

I'm a TD man myself.

You would be.

damn straight!

i made my mom read the credit card fraud thing on there and she all "im so trying that." now, i didn't take her seriously..

i went to get new school pants yesterday and she payed with her credit card, right. after we left the store shes like "i signed my name dorota shprota *bursts out laughing"

i guess you had to be there..but it was hilarious. haha.

dom, your mom rocks

Chanandler Bong wrote:I'm a TD man myself.

I had a TD account for 10 years and then got a TD Visa when I was in university, but one day they called me up and said they didn't want me to have their visa anymore as a student because I didn't have a consistent income (even though I never missed payments). So I paid off that card, cancelled my accounts too, and started banking with someone else.

Now that I'm married and working full time they call me up every week asking if I want a Visa, personal loan, mortgage. Umm... no!!

[/useless random thought]

nikki4982 wrote: Aww, but it's such a pretty house... can't you just burn him instead?

No. It's all or nothing. It's cause of Canada that it's white anyway. Apparently there was only white paint left over after we burnt it down. I really wish we'd gone into more depth on that in history, I never knew about the dinner thing

nikki4982 wrote:Sweet. They'll read the CM and perhaps we'll all get nice new white jackets!

Looks pretty, does it come without the straps?

Rusty wrote:

nikki4982 wrote: Aww, but it's such a pretty house... can't you just burn him instead?

No. It's all or nothing. It's cause of Canada that it's white anyway. Apparently there was only white paint left over after we burnt it down. I really wish we'd gone into more depth on that in history, I never knew about the dinner thing

Actually, I think it was painted white because they used white-wash to cover up the smoke and fire damage.

Kathy14 wrote:

Chanandler Bong wrote:I'm a TD man myself.

I had a TD account for 10 years and then got a TD Visa when I was in university, but one day they called me up and said they didn't want me to have their visa anymore as a student because I didn't have a consistent income (even though I never missed payments). So I paid off that card, cancelled my accounts too, and started banking with someone else.

Now that I'm married and working full time they call me up every week asking if I want a Visa, personal loan, mortgage. Umm... no!!

[/useless random thought]

That's really bizarre. There must have been some other reason (probably a mistake on Visa's end) that they sent it out. They don't cancel credit cards because of inconsistent income. Hell, inconsistent income is the best way for a credit card company to make money! If someone (and I'm not saying this was the case for you) is paying late all the time, that's just extra money for VISA with every bit of interest they charge.

/I work at TD
//Don't worry, I hate that damn bank too

Axtech wrote:
That's really bizarre. There must have been some other reason (probably a mistake on Visa's end) that they sent it out. They don't cancel credit cards because of inconsistent income. Hell, inconsistent income is the best way for a credit card company to make money! If someone (and I'm not saying this was the case for you) is paying late all the time, that's just extra money for VISA with every bit of interest they charge.

/I work at TD
//Don't worry, I hate that damn bank too

Yes, yes, this is why I was confused and vowed to never bank with them again... it made no sense!!

I work for a financing company (loans, credit cards, mortgages). The people who hold a balance on the card are the best customers... otherwise we make no money! Anyone who pays in full every month (within the grace period) causes us losses (we pay to send them a card and statements, but we make $0 on them)